What this calculator does
Takes purchase price and buyer type (standard, first-time buyer, or additional property). Returns Land and Buildings Transaction Tax (LBTT) due, sliced across the bands.
The formula
Standard residential rates (2025/26): £0 – £145,000: 0% £145,001 – £250,000: 2% £250,001 – £325,000: 5% £325,001 – £750,000: 10% Above £750,000: 12% First-time buyer relief: 0% threshold raised to £175,000 (rates above £175,000 follow standard residential bands) Additional Dwelling Supplement (ADS): 8% charged on the full purchase price for additional properties (e.g. buy-to-let, second homes) Tax is calculated on slices — each band applies only to the portion of the price within that band.
Assumptions
- Residential property only — non-residential LBTT uses different bands.
- ADS applies to the full purchase price, not just the slice above a threshold.
- First-time buyer relief is applied where selected; the calculator does not verify eligibility conditions.
Data sources
| Figure | Value used | Source | Last checked |
|---|---|---|---|
| 0% band | £0–£145,000 | Revenue Scotland — LBTT rates | May 2026 |
| 2% band | £145,001–£250,000 | Revenue Scotland — LBTT rates | May 2026 |
| 5% band | £250,001–£325,000 | Revenue Scotland — LBTT rates | May 2026 |
| 10% band | £325,001–£750,000 | Revenue Scotland — LBTT rates | May 2026 |
| 12% band | Above £750,000 | Revenue Scotland — LBTT rates | May 2026 |
| ADS rate | 8% | Revenue Scotland — Additional Dwelling Supplement | May 2026 |
| FTB 0% threshold | £175,000 | Revenue Scotland — LBTT first-time buyer relief | May 2026 |
Limitations
- Applies to Scotland only — use the Stamp Duty (England) or Wales LTT calculators for other nations.
- Does not model non-residential LBTT.
- Does not model leasehold NPV calculations.
Worked example
Standard residential purchase, £350,000.
0% on £0–£145,000 = £0 2% on £145,001–£250,000 = £105,000 × 2% = £2,100 5% on £250,001–£325,000 = £75,000 × 5% = £3,750 10% on £325,001–£350,000 = £25,000 × 10% = £2,500 Total LBTT: £8,350
Changelog
| Date | Change |
|---|---|
| May 2026 | Initial publication |